{"id":295,"date":"2024-04-16T08:07:27","date_gmt":"2024-04-16T08:07:27","guid":{"rendered":"https:\/\/bvstartup.org\/?p=295"},"modified":"2024-04-16T08:07:29","modified_gmt":"2024-04-16T08:07:29","slug":"how-to-buy-a-new-car-insurance-policy","status":"publish","type":"post","link":"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/","title":{"rendered":"How To Buy a New Car Insurance Policy Step by Step Guide 2024"},"content":{"rendered":"\n<p>This Article based on How To Buy a New Car Insurance Policy Step by Step Guide for You ? If you are thinking to buy a insurance Policy for your Car than today you are at the right place ? Because You need to get insurance for your new car\u00a0\u00a0Than only you are able to drive it. The majority of dealerships won&#8217;t allow you to leave with a brand-new vehicle without the proof of insurance.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#Do_We_Need_insurance_Policy_before_buying_a_new_car\" title=\"Do We Need insurance Policy before buying a new car?\">Do We Need insurance Policy before buying a new car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#How_much_Insurance_do_we_need_for_a_new_car\" title=\"How much Insurance do we need for a new car ?\">How much Insurance do we need for a new car ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#How_to_buy_a_new_car_insurance_policy_Complete_Process_step_by_step\" title=\"How to buy a new car insurance policy Complete Process step by step ?\">How to buy a new car insurance policy Complete Process step by step ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#Some_Important_Steps_for_buying_insurance_on_a_new_car\" title=\"Some Important Steps for buying insurance on a new car :-\">Some Important Steps for buying insurance on a new car :-<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#How_much_car_insurance_do_I_need\" title=\"How much car insurance do I need?\">How much car insurance do I need?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#Why_should_I_buy_my_auto_insurance_from_GEICO\" title=\"Why should I buy my auto insurance from GEICO?\">Why should I buy my auto insurance from GEICO?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#Types_of_Car_Insurance_Coverage\" title=\"Types of Car Insurance Coverage ?\">Types of Car Insurance Coverage ?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#Liability_Coverages\" title=\"Liability Coverages\">Liability Coverages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#Medical_Coverages\" title=\"Medical Coverages\">Medical Coverages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#Uninsured_Motorist_Coverages\" title=\"Uninsured Motorist Coverages\">Uninsured Motorist Coverages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#Vehicle_Coverages\" title=\"Vehicle Coverages\">Vehicle Coverages<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bvstartup.org\/how-to-buy-a-new-car-insurance-policy\/#Additional_Auto_Insurance_Coverages\" title=\"Additional Auto Insurance Coverages\">Additional Auto Insurance Coverages<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p><strong>Still many people have a Question Like ?<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Do_We_Need_insurance_Policy_before_buying_a_new_car\"><\/span><strong>Do We Need insurance Policy before buying a new car?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>So the Answer is Yes, you must have at least sufficient car insurance that you meet the minimum coverage requirements in the state where you reside\u00a0<u>in order to are able to purchase<\/u>\u00a0an entirely new vehicle.\u00a0It means you&#8217;ll need obtain insurance for your new vehicle even if you&#8217;re already covered under an existing insurance policy.<\/p>\n\n\n\n<p>Car insurance companies typically will not let you leave the premises without evidence of insurance.\u00a0It&#8217;s not a long time to obtain insurance for the purchase of a brand new vehicle.\u00a0You can request an estimate in just\u00a0<u>as little as couple of seconds<\/u>\u00a0and you&#8217;ll be insured immediately after you&#8217;ve paid for the insurance.<\/p>\n\n\n\n<p>If you&#8217;re not sure of the exact car you&#8217;re looking to purchase it&#8217;s possible to get estimates ahead of time, and then finish the policy when you&#8217;ve got the vehicle&#8217;s\u00a0VIN.\u00a0(VIN).<\/p>\n\n\n\n<p>The second Question before Buying a Car Insurance policy is :-<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_Insurance_do_we_need_for_a_new_car\"><\/span><strong>How much Insurance do we need for a new car ?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You&#8217;ll need to have at least sufficient automobile insurance to meet the states\u00a0<u>minimal coverage requirement<\/u>\u00a0however, when you finance or lease an automobile it&#8217;s likely that you&#8217;ll need to carry full insurance.<\/p>\n\n\n\n<p>If you&#8217;re purchasing the car you want in cash, it&#8217;s an excellent idea to get fully-covered car insurance since you&#8217;ll require coverage for your brand-new vehicle in the event of damage.<\/p>\n\n\n\n<ul>\n<li>Collision coverage: Insures the costs in case your new vehicle gets damaged\u00a0<u>during a collision<\/u>\u00a0with another vehicle or other object.<\/li>\n\n\n\n<li>Comprehensive coverage: Insures the cost of repairs if your brand new vehicle is damaged due to an event\u00a0<u>which isn&#8217;t an accident<\/u>\u00a0for example, the case of a tree falling on your vehicle or it&#8217;s taken.<\/li>\n<\/ul>\n\n\n\n<p>There are other kinds of insurance coverage for cars that you may think about when purchasing the purchase of a new vehicle.\u00a0A new car replacement could be expensive however, it&#8217;s a good idea to replace your car by\u00a0<u>one of similar to its year model<\/u>\u00a0regardless of depreciation.<\/p>\n\n\n\n<p>Now finally the Main question is :-<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_buy_a_new_car_insurance_policy_Complete_Process_step_by_step\"><\/span><strong>How to buy a new car insurance policy Complete Process step by step ?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"597\" src=\"https:\/\/bvstartup.org\/wp-content\/uploads\/2024\/04\/Buy-a-New-Car-Insurance-Policy-1-1024x597.jpg\" alt=\"\" class=\"wp-image-308\" srcset=\"https:\/\/bvstartup.org\/wp-content\/uploads\/2024\/04\/Buy-a-New-Car-Insurance-Policy-1-1024x597.jpg 1024w, https:\/\/bvstartup.org\/wp-content\/uploads\/2024\/04\/Buy-a-New-Car-Insurance-Policy-1-300x175.jpg 300w, https:\/\/bvstartup.org\/wp-content\/uploads\/2024\/04\/Buy-a-New-Car-Insurance-Policy-1-768x448.jpg 768w, https:\/\/bvstartup.org\/wp-content\/uploads\/2024\/04\/Buy-a-New-Car-Insurance-Policy-1-150x88.jpg 150w, https:\/\/bvstartup.org\/wp-content\/uploads\/2024\/04\/Buy-a-New-Car-Insurance-Policy-1-696x406.jpg 696w, https:\/\/bvstartup.org\/wp-content\/uploads\/2024\/04\/Buy-a-New-Car-Insurance-Policy-1-1068x623.jpg 1068w, https:\/\/bvstartup.org\/wp-content\/uploads\/2024\/04\/Buy-a-New-Car-Insurance-Policy-1.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>If you&#8217;re not covered by auto insurance, you&#8217;ll need to\u00a0purchase a new insurance policy\u00a0in the same way you purchase a new vehicle and this can be difficult.<\/p>\n\n\n\n<p>If you know the exact car you&#8217;re looking to purchase, request from the dealer the car&#8217;s identification number (VIN).&nbsp;The VIN contains information on the car&#8217;s model, make and year of manufacture that help the insurance company to determine rates.<\/p>\n\n\n\n<p>Once you have the car&#8217;s VIN, you are able to shop for quotes, select the policy you want to take and set the start date on the date you&#8217;re planning to collect the car.&nbsp;You may choose to make this decision in advance or on the day that you purchase the car.<\/p>\n\n\n\n<p>If you don&#8217;t have a VIN but you&#8217;re able to shop for the most reputable firm and provide them with all the required information\u00a0<em>apart from<\/em>\u00a0your VIN.\u00a0After that, you can call the insurance company and finalize the policy prior to going to pick up the vehicle.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Some_Important_Steps_for_buying_insurance_on_a_new_car\"><\/span><strong>Some Important Steps for buying insurance on a new car<\/strong> :-<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For insurance coverage for your new vehicle take these steps:<\/p>\n\n\n\n<ol>\n<li>When you&#8217;ve identified the vehicle you&#8217;re purchasing, request the identification number of the car.<\/li>\n\n\n\n<li>Get estimates prior to the time.<\/li>\n\n\n\n<li>Select a policy, pick the levels of coverage, and choose the date when you&#8217;ll be picking up the new vehicle.<\/li>\n\n\n\n<li>Provide proof of insurance and then safely drive your new vehicle off the lot<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_much_car_insurance_do_I_need\"><\/span><strong>How much car insurance do I need?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The amount of insurance coverage is determined by your budget, needs, and state regulations.&nbsp;A few things to bear in mind when selecting the right coverage include:<\/p>\n\n\n\n<ul>\n<li>What limits and coverages does my state need to all motorists?<\/li>\n\n\n\n<li>Does my lienholder meet insurance requirements?<\/li>\n\n\n\n<li>Do I have to safeguard the other properties, including my house?<\/li>\n\n\n\n<li>What is the maximum amount I can be able to afford to spend out in cash at any one moment?<\/li>\n\n\n\n<li>What&#8217;s the value of my car today?<\/li>\n<\/ul>\n\n\n\n<p>We suggest checking your\u00a0minimum insurance requirements for your state\u00a0and looking over the different options available to be sure you are covered with the correct amount of coverage.\u00a0We have a\u00a0coverage calculator\u00a0will assist you in finding the appropriate amount of coverage and appropriate deductible for your budget.<\/p>\n\n\n\n<p>Which Car Insurance is Best for New Car Geico or Progressive Insurance ?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_should_I_buy_my_auto_insurance_from_GEICO\"><\/span><strong>Why should I buy my auto insurance from GEICO?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Five reasons to get auto insurance from GEICO:<\/p>\n\n\n\n<ol>\n<li>97% customer-satisfaction rating**<\/li>\n\n\n\n<li><a href=\"https:\/\/www.geico.com\/contact-us\/\" target=\"_blank\" rel=\"noopener\">Contact us<\/a>\u00a024\/7\/365<\/li>\n\n\n\n<li>It is easy to manage your policy through The GEICO\u00a0insurance application.<\/li>\n\n\n\n<li>You could save as much as 15% on our\u00a0low car insurance\u00a0costs.<\/li>\n\n\n\n<li>Discount for multi-policy\u00a0when you mix auto and home insurance<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Types_of_Car_Insurance_Coverage\"><\/span><strong>Types of Car Insurance Coverage<\/strong> ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To begin, let&#8217;s be clear that there isn&#8217;t a term that qualifies as &#8221;\u00a0full coverage.&#8221;\u00a0Certain people might say that &#8220;full coverage&#8221; means the minimum liability insurance coverages they have for the state of their residence, as well as comprehensive insurance and collision coverage.\u00a0It could also refer to something different.\u00a0In the end, you must select the best coverage for you.\u00a0&#8220;Full coverage&#8221; is an insurance myth.<\/p>\n\n\n\n<p>What are the various kinds of insurance coverages?&nbsp;Auto insurance can include liability insurance, vehicle coverages, protections for yourself and additional coverages.&nbsp;*<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Liability_Coverages\"><\/span><strong>Liability Coverages<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Liability Insurance\u00a0comprise:<\/p>\n\n\n\n<ul>\n<li><strong>Bodily injury liability<\/strong>\u00a0is a way to compensate for damages resulting from bodily injury or death that results from an accident in which you were at fault<\/li>\n\n\n\n<li><strong>Property Damage Liability<\/strong>: covers damage to property of someone else&#8217;s from an accident in which you were at fault<\/li>\n<\/ul>\n\n\n\n<p>In the event of a serious accident You need enough insurance to pay for a judgment against you in the event of a lawsuit without compromising the personal wealth you have.\u00a0So, it&#8217;s a great idea to ensure the same amount of bodily injury protection for all of your vehicles.\u00a0It is also possible to think about having an\u00a0insurance policy called an umbrella\u00a0that provides additional protection in the event of more serious accidents or lawsuits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Medical_Coverages\"><\/span><strong>Medical Coverages<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul>\n<li><strong>Medical Pays Coverage<\/strong>\u00a0can be used to pay medical costs resulting from the aftermath of a car crash<\/li>\n\n\n\n<li><strong>Personal Injury Insurance insurance<\/strong>\u00a0can be used to pay for medical treatments as well as lost wages or other expenses related to an accident, regardless of the person who is responsible for the accident.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Uninsured_Motorist_Coverages\"><\/span><strong>Uninsured Motorist Coverages<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul>\n<li><strong>uninsured motorist insurance<\/strong>\u00a0could pay for injuries or property damages caused by a driver who is not insured<\/li>\n\n\n\n<li><strong>Uninsured Motorist insurance<\/strong>\u00a0will help you defend yourself against at-fault drivers who do not have enough insurance coverage to cover your claim<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Vehicle_Coverages\"><\/span><strong>Vehicle Coverages<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul>\n<li><strong>Insurance for collisions<\/strong>\u00a0could cover the cost of damage to your car if it is struck by, or hit by an other vehicle or another object<\/li>\n\n\n\n<li><strong>Complete coverage<\/strong>\u00a0can cover the cost of damage to your car caused by vandalism, theft flooding, fire, or any other losses covered by insurance<\/li>\n<\/ul>\n\n\n\n<p>It is possible to reduce your monthly premium by choosing an higher deductible.&nbsp;If you own an older vehicle, you may think about whether you require these insurances since they generally limit the amount of cash you can get for your vehicle.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Additional_Auto_Insurance_Coverages\"><\/span><strong>Additional Auto Insurance Coverages<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul>\n<li><a href=\"https:\/\/www.geico.com\/auto-insurance\/emergency-road-service\/\" target=\"_blank\" rel=\"noopener\"><\/a>Emergency Road Service<\/li>\n\n\n\n<li><a href=\"https:\/\/www.geico.com\/claims\/claimsprocess\/vehicle-rental\/\" target=\"_blank\" rel=\"noopener\"><\/a>Rental Reimbursement<\/li>\n\n\n\n<li><a href=\"https:\/\/www.geico.com\/auto-insurance\/mechanical-breakdown-insurance\/\" target=\"_blank\" rel=\"noopener\"><\/a>Mechanical Breakdown Insurance<\/li>\n<\/ul>\n\n\n\n<p>There&#8217;s plenty to learn about insurance coverages for autos.\u00a0If you have any questions you should contact our insurance representatives by calling\u00a0(800) 861-8380.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This Article based on How To Buy a New Car Insurance Policy Step by Step Guide for You ? If you are thinking to buy a insurance Policy for your Car than today you are at the right place ? Because You need to get insurance for your new car\u00a0\u00a0Than only you are able to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":307,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[45],"tags":[],"gutentor_comment":0,"_links":{"self":[{"href":"https:\/\/bvstartup.org\/wp-json\/wp\/v2\/posts\/295"}],"collection":[{"href":"https:\/\/bvstartup.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bvstartup.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bvstartup.org\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bvstartup.org\/wp-json\/wp\/v2\/comments?post=295"}],"version-history":[{"count":12,"href":"https:\/\/bvstartup.org\/wp-json\/wp\/v2\/posts\/295\/revisions"}],"predecessor-version":[{"id":309,"href":"https:\/\/bvstartup.org\/wp-json\/wp\/v2\/posts\/295\/revisions\/309"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bvstartup.org\/wp-json\/wp\/v2\/media\/307"}],"wp:attachment":[{"href":"https:\/\/bvstartup.org\/wp-json\/wp\/v2\/media?parent=295"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bvstartup.org\/wp-json\/wp\/v2\/categories?post=295"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bvstartup.org\/wp-json\/wp\/v2\/tags?post=295"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}